Our Services

  • We are an independent financial services firm, providing personalized financial planning and investment strategies. We meet with our clients to understand their present and future needs placing our clients' risk tolerance, goals and individual financial needs as our top priority.
  • By advising and educating our clients, we guide them through the many complexities of today's investment environment. We help bring more confidence to our clients' financial lives.
  • We remain independent and unbiased, offering a wide variety of investment vehicles, placing our client's well-being ahead of our own.
  • We conduct portfolio reviews with our clients regularly, adapting to market changes and investor circumstances.
  • We provide a personalized, long-term relationship with a strong emphasis on client education. Over the years, our goal has been to make a real difference in people's lives.

Whether you're exploring financial planning for the first time, looking for a second opinion, or are simply unhappy with your current financial advisor, give us a call.  We will be happy to offer you a free consultation.

 

INVESTMENT STRATEGIES

  • Fee-Based Advisory Accounts
  • Traditional, Non-Fee-Based Accounts
  • Stocks, Bonds, Mutual Funds, Real Estate Investment Trusts, ETFs, Annuities, etc.
  • Identifying Capital, Contribution and Return Requirements to Meet Goals
  • Building Cash Reserves
  • Asset Allocation: Attempting to Reduce Risk, Enhance rate of Return by Balancing Assets

RETIREMENT PLANNING

  • Dealing with Lump Sum Distributions
  • Projecting Early or Late Retirement
  • Income Generating Strategies
  • Coordinating Social Security, Pensions and other Sources of Income
  • Maximizing Tax Efficiency
  • Small Business Retirement Plans: SEP/SIMPLE IRAs, 401(k), 403(b), DB Plans
  • Individual Retirement Accounts/College Saving: IRAs, 529 Plans

ESTATE PLANNING

  • Protecting Privacy
  • Preserving Family Wealth
  • Charitable Giving
  • Minimizing Tax Liabilities

INSURANCE PLANNING

  • Disability Income
  • Life (term or permanent)
  • Long-Term Care